TapTrader: Terms of Service

Last updated: February 4, 2026

Effective date: February 4, 2026

1. The App and Virtual Currency Only

TapTrader is an arcade-style trading game for entertainment only. It is not a real trading, investment, or financial product.

• • All in-game currency, scores, and "money" are virtual/play money only. They are not real money, have no real-world monetary value, and cannot be exchanged for cash, prizes, or anything of value. They are for entertainment only.
• • The App is for entertainment and fun only. Nothing in the App constitutes financial, investment, or trading advice.
• • We do not offer real securities, forex, or any real-money trading. Do not rely on the App for any financial decisions.
• • Fictional nature of the game. All references in the App to "trading," "stocks," "markets," "prices," or similar terms are part of a simulated game only. They do not represent real markets, real securities, or real financial instruments and must not be relied upon for any financial purpose.

2. Eligibility

You must be at least 13 years of age (or the minimum age in your jurisdiction to consent to use of apps) to use the App. If you are under 18, you should have a parent or guardian review these Terms. By using the App, you represent that you meet these requirements.

3. TraderName and Leaderboard Identity

• • The App does not require you to create an account. You may optionally choose a display name ("TraderName") for use on leaderboards only. You are responsible for keeping it appropriate and for any content associated with it.
• • We may remove or refuse usernames that are offensive, misleading, or otherwise violate these Terms or applicable law.
• • We do not guarantee that a username is unique across all users; leaderboard display is at our discretion.

4. Use of the App and Rules of Conduct

You agree to use the App only for lawful purposes and in line with these Terms and applicable local, state, national, and international laws (including export and import laws). You will not:

• • Use the App in any way that violates applicable laws or regulations.
• • Cheat, exploit bugs, or use unauthorized means to alter scores or leaderboard data.
• • Harass, abuse, or harm others, or use the App to distribute spam or malicious content.
• • Attempt to reverse-engineer, copy, or redistribute the App or its content except as allowed by these Terms or applicable law.
• • Use the App for any commercial purpose (e.g., reselling access or data) without our written permission.

We may suspend or terminate your access to the App or leaderboard features if we believe you have violated these Terms. Termination or suspension does not affect provisions that by their nature should survive (e.g., disclaimers, limitation of liability, indemnification, governing law).

5. Leaderboard and Online Features

• • The App may include online leaderboards (e.g., high scores, usernames, game statistics). Choosing a TraderName does not by itself publish it to the public leaderboard; your name and score are published there only when you opt in to the "Online leaderboard" feature. By participating in the online leaderboard, you consent to your chosen display name and score-related data being stored and shown to other users in accordance with our Privacy Policy.
• • Leaderboard data is provided "as is." We do not guarantee accuracy, availability, or permanence of leaderboard or other online features.

6. In-App Purchases

• • The App may offer optional in-app purchases (e.g., themes or cosmetic content). Real money is only used for these optional purchases through the Apple App Store. All other in-app "money," scores, and currency are virtual only and have no cash value.
• • Purchases are subject to Apple's terms and payment policies. Refunds are handled by Apple in accordance with their policies. We do not provide refunds directly.
• • Access to purchased content only while the App is available. Your right to access and use content you purchase (e.g., themes) lasts only for as long as we make the App and the relevant service available. We may discontinue the App or any feature at any time for any reason. If the App or a feature is discontinued or no longer available, you may lose access to previously purchased content. We are not obligated to provide refunds, alternative access, or continued availability. By making a purchase, you accept this.

7. Intellectual Property

The App, including its name ("TapTrader"), design, code, and content (other than user-generated display names and scores as permitted), is owned by us or our licensors. "TapTrader" and "AMTOBA" are our designations; we do not claim rights in third-party trademarks (e.g., Apple, Google, Firebase) that may be referred to in the App or these Terms. You do not acquire any ownership rights by using the App. You may not copy, modify, or create derivative works of the App except as expressly allowed by these Terms or law.

8. Disclaimers

• • The App is provided "as is" and "as available." We disclaim all warranties of any kind, express or implied, including merchantability and fitness for a particular purpose.
• • No financial or investment advice. The App is a game. We do not provide financial, investment, legal, or tax advice. Do not make real-world financial decisions based on anything in the App.
• • Simulated trading only. Any "trading," "buying," "selling," or "market" activity in the App is purely simulated and for entertainment. It does not represent real trading, real markets, or real investments. Do not rely on the App for any financial, investment, or trading purpose.
• • We do not guarantee uninterrupted or error-free operation of the App or leaderboard services.

9. Limitation of Liability

To the fullest extent permitted by law, we (and our affiliates, officers, directors, and employees) are not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from your use of the App or inability to use it. Our total liability for any claims related to the App shall not exceed the amount you paid us in the twelve (12) months before the claim (or, if you paid nothing, zero). Some jurisdictions do not allow certain limitations; in those jurisdictions, our liability is limited to the maximum extent permitted by law.

10. Indemnification

You agree to indemnify and hold harmless AMTOBA (and its affiliates, officers, directors, and employees) from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the App, your violation of these Terms, or your violation of any rights of another.

11. Changes to the Terms or the App

We may update these Terms from time to time. We will post the updated Terms (e.g., in the App or on our website) and indicate the "Last updated" date. Continued use of the App after changes constitutes acceptance of the updated Terms. We may suspend or terminate your access to the App at any time for any reason, with or without notice. We may also change or discontinue features of the App with or without notice.

12. Governing Law and Disputes

These Terms are governed by the laws of the State of California, United States, without regard to conflict of law principles. Any dispute arising from these Terms or the App shall be resolved in the state or federal courts located in California, and you consent to the personal jurisdiction of such courts. If AMTOBA's principal place of business or the legal entity operating the App is in a different jurisdiction, we may elect to use that jurisdiction's laws and courts instead; we will use the contact information above to communicate any such choice if required.

13. General

• • Severability. If any part of these Terms is found unenforceable, the rest remains in effect.
• • Waiver. Our failure to enforce any right or provision of these Terms does not constitute a waiver of that right or provision.
• • Assignment. We may assign or transfer our rights or obligations under these Terms (e.g., in connection with a merger or sale). You may not assign or transfer your rights or obligations without our prior written consent.
• • Entire agreement. These Terms (together with our Privacy Policy and any in-app purchase terms) constitute the entire agreement between you and us regarding the App.
• • Contact. For questions about these Terms, please contact us.